What is a Cardonio Crypto Credit Card

Cryptocurrency entered human consciousness only in the past few years and yet has grown phenomenally due to its revolutionary nature, being a currency tool that is practically unregulated by any formal financial institution other than the “underground” purveyors of the currency who resided online in the virtual world. In short, it introduced a convenient way to hold money, save money and spend money that was invisible but was as efficient as real fiat money itself. It was a radical idea that was quite liberating for the individual. And the fact that it was a growing phenomenon at the very outset brought many to dip their fingers into the sumptuous pie.

It did not take long before the financial regulatory agencies sought to look into this new tool. Recent reports related to cryptocurrency highlighting its supposed failures and abuses, has not prevented many to put their money into this new currency mode. We can practically say with enough confidence that cryptocurrency, just like the gold coin in the ancient world of barter trading, is here to stay.

Considering the nature of cryptocurrency being what it is, making use of it to one’s best advantage requires having easy access to it in the same way that the Automatic Teller Machine (ATM) did to savings banking for the ordinary consumer. Cardonio brought it a step further for people who use foreign currency around the world by coming out with an efficient payment card for those who hold Ether, Bitcoin and other Cryptocurrency accounts.

This solution targets people within the Cryptocurrency community and allows them “to secure instant lines of credit using nothing more than their existing Crypto holdings as security”. This gives immense power to a person, as if he or she virtually owns the world’s banking systems, giving one “complete liquidity of their Cryptocurrency assets, because if the price of their Crypto increases during the 90-day period, they receive the benefits of all upside gains”.

Moreover, every customer can choose whatever percentage they set their “stop loss limits up to a maximum of 35%, meaning even in the event the value of their crypto holdings drops, they are protected at the level they chose”. This assurance gives the individual the confidence that Cardonio stands behind every individual transaction entered into at any location in the world at any time.

One great benefit derived from using a Cardonio Card is that any time a purchase is made, for example, for $10,000 which, let us just say, is worth 1BTC, when the due date comes for paying for that transaction after 90 days, the BTC price might go above $12,000. We can easily see that a savings of more than of 20% has been gained. This leveraging on the potential growth of cryptocurrency may not appear so different from existing currency or price inflation which is but an opposite effect; however, it builds on the innovative idea that cryptocurrency acts in a generally positive curve, whereas conventional currencies act on a generally negative curve. It is no different from the practice of medicine which tries to address symptoms while the new paradigm in wellness and new health protocols depends on nutrition and positive living – in short, positive growth vs. loss of value.

The guardians of conventional currencies may not be so pleased with what is happening. But now, any person can have a better choice through what Cardonio offers.

How to get Cardonio airdrop, check this out!

Never miss free Cardonio Crypto Airdop again!

Axia Consultants - Critical Success Factors (CSF’s)

For selecting a new system

* An actively engaged project sponsor

A board level director / executive who fully supports, is actively involved with and champions the project. Ideally this would be the CEO. IT Director support is required, but this is not enough. It should at least be the head of the relevant department eg Finance Director / CFO for a new accounting system, HR Director for a new HR system. Selecting a new system without a Project Sponsor will not only fail, but most likely not even start.

* Clear objectives for the system selection

These include defining a vision for the new system, the objectives to be achieved, the scope of the project and hence, the parameters, tasks, project plan for the selection process.

* A solid business case for the project

These days, almost all system projects require a good business case prior to commencement or system selection. Whilst at a high or summarized level, the essential components include:

• an outline of the project, what is being proposed and why
• a positive ROI (Return on Investment) and a quick investment payback
• a summary of costs (direct and indirect), benefits (tangible and intangible) and an outline budget for the overall project
• an overview of how the new system will be implemented, key dates, departments, people involved, resourcing, outline implementation project plan, project risks and their mitigation
• a budget available for the system selection eg for external purchases, consultancy and internal resources

* Users driving the project

Driving the project forward is more than just user involvement – the users need to actively lead and be totally involved with the system selection. They should be willing to accept the need for change, not just to the system, but also to operational procedures / processes. And whilst IT is also heavily involved, it should be in more of a supporting role, rather than the driving role. After all, the system is for the users - who are responsible for the business need / business case.

* Committed resources and experienced project management

An experienced project manager should manage the system selection process. All resources should have the skills, commitment and time available to carry out the selection tasks. There should be no conflict with their existing workloads, critical business dates / deadlines, etc. If there are insufficient internal resources with the right skills and availability, bring in external resources. They could either work on the selection process, or free up staff, who in turn, may work on the system selection.

* Focus on the business requirements

The establishment of business requirements under pins the project. It is the ‘foundation block’ for selecting the right system, implementing and achieving the desired business benefits.

* A sensible time scale for the system selection process

Too rushed and corners will be cut, not enough thought given to business requirements and potentially good solutions missed. But too long and the selection process becomes too drawn out, confusing and difficult to make head way. A balance has to be struck - which varies from one organisation to another – so that there is sufficient time for all the software selection activities to be completed.

Bacall Associates: How to Avoid Online Holiday Booking Scams

The growth of holidays and flights available on the internet has provided a wealth of opportunities for the travelling public but it has also provided opportunities for fraudsters. At the start of each New Year fraudsters steal millions of pounds targeting holidaymakers who book their summer holidays online.

HOLIDAY BOOKING FRAUD

The criminals scam unsuspecting members of the public by posing as online travel agents and setting up fake travel booking websites. They can make large sums of money by taking payments for holiday, hotel and flight reservations that do not exist. This is common for bookings related to high profile events as well as holidays.

As a result, individual consumers are losing up to tens of thousands of pounds on phoney bookings. They often do not discover they have been ripped off until it is too late and are unable to afford a replacement holiday. This has an impact on the health of the victims, as well as on their purses, due to added stress and worry.

The Association of British Travel Agents (ABTA) has seen an increase in customer inquiries relating to fraud during January, the most popular month for consumers to search for cheap holiday bookings. In response, the associatio has released a helpful guide to the warning signs of fraud online.

1. Prices that are considerably lower than competitors

Although prices may vary slightly amongst different agents, flight and holiday prices are largely set and it is unlikely that one is drastically cheaper and genuine.

2. Low resolution and blurry logos for trade associations and credit card companies

If you are unsure, check with the protection organisation or trade body that the company is still licenced to trade.

3. The only payment option is a bank transfer

This indicates that no bank is prepared to provide credit card facilities, but paying by credit card will protect your money.

4. Non-receipt of tickets

Always check the paperwork and be wary of companies that don't give any.

5. Check customer reviews and the website address

If a company is defrauding people, there is a good chance that consumers will post details of their experiences and warnings about the company online. An illegitimate website can be spotted by a slight change in the website domain.

Above all, always use your instincts. The sad truth is that if something seems too good to be true, it probably is. So the next time you want to book an exciting getaway online, take on board ABTA's warning signs to escape the scammers.

Dr Howard Marans: Is Knee Arthritis Treatment Covered By Insurance?

The symptoms of arthritis can negatively affect daily living routines. Arthritis creates pain, swelling, and stiffness in the joints. When a person has arthritis in one or both knees, everyday activities become extremely difficult.

Knee Arthritis Treatment

Even though arthritis is incurable, finding options to manage the painful symptoms will aid in staying active. Various factors including the degree of degeneration will help determine the best type of knee arthritis treatment for each individual.

Medical Insurance

The costs of knee arthritis treatment will vary with each person’s particular insurance policy coverage. Calling the medical insurance provider’s customer service representative will help determine the amount of coverage a patient has for knee arthritis treatment. Each health insurance policy is different. Specific guidelines for knee arthritis treatment may need to be followed for the utmost medical insurance coverage compensation.

• Prior recommendation and referral from the family or primary physician
• The orthopedic specialists must be within the medical insurance care network
• Co-pays or deductibles may be part of the out of pocket costs as outlined in the insurance policy
• Non-surgical measures may first need to be implemented prior to surgery costs coverage

Non-Surgical Options

Under many insurance policies, surgical options are often viewed as the last resort in knee arthritis treatment. An accurate diagnosis is the first step in determining the type of individualized knee arthritis treatment.

Unless the degree of degeneration is too severe, a patient will typically begin treatment with non-surgical options to relieve the symptoms.

• Over the counter or prescription drugs to reduce inflammation and pain
• Corticosteroid or hyaluronic acid injections
• Weight management to help reduce the pressure and stress on the knee joints
• Physical therapy to strengthen the muscles around the knee to help improve movement and flexibility
• Walking aids or a cane to help support stability during movement
• Knee brace to provide extra support

Surgical Options

If the non-surgical options do not yield the desired results, the next step in the knee arthritis treatment process is surgery. Knee joint replacement is one of the most effective methods used. The joint is removed and replaced with prosthesis. The costs vary with medical insurance guidelines and other contributing factors.

• Geographic location
• Length of hospital stay
• Type of prosthesis used
• Surgical approach
• Pre-existing medical conditions that may require specialized care
• Amount of time in the operating room
• Anesthesia costs
• Unanticipated medical care

Each component of treatment will add to one’s final medical expense. Without medical insurance or limited coverage, a knee joint replacement procedure could cost a patient over $50,000. Knowing the knee arthritis treatment options and following guidelines will help keep the costs manageable.

Located in Orange County, Dr. Howard Marans strives to return a patient back to a pain-free lifestyle. Dr. Marans will create an individualized knee treatment approach. Each step in the medical treatment program will be explained in great detail to allow the patient time to ask questions. Following each step of the patient’s progress, Dr. Marans will implement a precise execution for knee arthritis treatment approach.

READ: Knee Arthritis Treatment Provider

Business Coaching With Guaranteed Results: Meir Ezra

Seminars are offered by Meir Ezra

Four-day business seminars are offered by Meir Ezra that focus on the Perfect Business Model (PBM) blueprint to set business owners on the path to success. Results are guaranteed or your money back.

In this seminar, the PBM blueprint will be used to help business owners gain an understand of their current position and the changes they need to make to get where they want to be. The seminar will cover a variety of different concepts, including how to hire the right staff, how to budget properly, and how to make improvements on both one’s company and one’s products/services. Meir Ezra

This business coaching offered by Meir Ezra will explore how a business can go wrong and why many businesses have failed through the years. Businesses need a proper blueprint if they are expecting things to work out right. Many business owners get started in their venture because they are very technically proficient in a certain area. However, this Meir Ezra business coaching seminar addresses the fact that business owners need to understand how to run a business in addition to understanding their industry. A business owner with nothing but technical know-how is bound to have trouble successfully running a company.

The business coaching seminar hosted by Meir Ezra is a good way for business owners to develop a blueprint for their company regardless of the size of their business or the industry in which they work. Those who attend the seminar will learn about the seven specific areas that businesses must consider when devising an efficient management strategy. Not only will Meir Ezra’s business coaching seminar explore these seven areas, but it will include developing a complete understanding of the technology that is necessary to excel in all of these areas.

If you’re interested in meeting Meir Ezra in person and attending his business coaching seminar, but sure to visit his web site at www.guaranteed-prosperity.com. Enter your contact details at this site and someone from Meir Ezra’s office will contact you promptly to answer any questions you may have and help you register you for the event.

Meir Ezra: Jealous?

No one likes being jealous. You're afraid you might replace or you might lose a relationship. You feel insecure.

Having a relationship with a jealous person is also difficult. The jealous person does anything to make sure you still like him or her. Jealousy makes the person unattractive, even repulsive.

Meir Ezra on jealousy creates anxiety, anger, loneliness, hate and fear. Jealous people do not think clearly. They can even act a little insane.

What causes jealousy?

"Jealousy is the largest factor in breaking up marriages. Jealousy comes about because of the insecurity of the jealous person and the jealousy may or may not have foundation. This person is afraid of hidden communication lines and will do anything to try to uncover them."

-- L. Ron Hubbard

When you are jealous, you worry a line of communication exists with your spouse or lover that is hidden from you. The mystery causes the pain.

Friendships and business relationships can also include jealousy. You worry your best friend has a better friendship with someone else and hides this from you. You worry your best client is working with someone else who might replace you.

Hidden communication lines or mysteries make you think of questions. "Will she find someone she likes better than me?" "Is he having an affair?" "Is he/she going to find someone better than me?"

The mystery makes you assume the worst. "Maybe he'll fall in love with his cute receptionist and leave me." "My favorite salesperson might be going to lunch with her old boss because she wants to work for him instead of me." "How come he didn't call me? Does he like someone better than me?"

How to Dissolve Jealousy

"Communication is the root of marital success from which a strong union can grow, and non-communication is the rock on which the ship will bash out her keel*" -- L. Ron Hubbard

(*Keel: The main structural part of a ship that goes from bow to stern-front to back.)

If you are jealous, you need to communicate. You need to stop assuming the worst and start asking questions. Communicate your feelings so you can work out solutions.

Bob says to his wife, "I don't want to feel this jealously. I want to get rid of it by asking you a question, okay? Good. So are you attracted to Joe?"

His wife says, "Heavens no! Joe just wanted some help with his son. I love YOU like crazy!"

Bang! The hidden communication is revealed. The mystery is resolved. Bob feels much better.

If Bob doesn't communicate, his wife's communication with Joe makes Bob jealous, afraid and angry. Their marriage suffers.

Chris says to her boss, "Are you interviewing people to replace me?" The boss says, "No, I thought you'd like an assistant." Or maybe the boss says, "Well, yes, I don't think this job is right for you." Either way, the communication is out in the open so Chris can deal with it.

If someone is jealous of you, you can help this person by making your communications open and available. "Would you like to read this letter from Jill?" "Can you meet with Joe to help with his son?" "Would you like to join us for lunch?"

1. Are you jealous of someone? What communication is hidden from you?

2. Is someone jealous of you? What communication might be hidden from him or her?

In either case, add communication and watch the jealousy disappear!

Craig T. Matthews & Associates, LPA Dayton Elder Fraud Attorneys

Serving Clients In Dayton, Cincinnati And Throughout Central And Southern Ohio

"A society's quality and durability can best be measured by the respect and care given to its elder citizens." Arnold Toynbee

At the law firm of Craig T. Matthews & Associates, LPA, we protect those who can't protect themselves. We are one of the few litigation firms in the Dayton, Cincinnati area that places a primary focus on elder financial abuse. Our founding attorney, Craig Matthews, has been helping seniors and vulnerable adults recover millions of dollars in financial damages since 1978. He is recognized as one of the region's most powerful legal advocates on behalf of senior citizens victimized by financial elder abuse and consumer fraud.

Mr. Matthews has earned Martindale-Hubbell's highest AV Preeminent* peer review rating for ethical standards and legal ability. He has many years of litigation experience in the area of financial forensics and has been featured in newspaper articles and television news reports about financial elder abuse. His national recognition includes consulting with the FBI on a case involving financial fraud by a bank manager. Learn more at our Verdicts and Settlements page.

From offices in Dayton and Cincinnati, our lawyers litigate on behalf of the elderly and vulnerable adults in communities throughout western, central and southern Ohio, including West Chester, Lebanon, and Springboro. Call us or contact us by email to arrange an initial consultation with one of our experienced Dayton elder fraud lawyers today.

We focus our practice primarily in the following areas of litigation:

• Financial elder abuse: Including financial exploitation and unauthorized access to an elderly person's financial accounts or property assets, often by trusted family members.

• Elder law litigation: We also protect the rights of senior citizens who have fallen victim to fraudulent home repair schemes, inappropriate insurance policies and other types of fraudulent consumer services that often target the elderly and vulnerable. We also protect the rights of senior citizens facing neglect or abuse in a residential nursing home or home health care environment.

• Will Contents litigation: We litigate disputes when assets do not pass to rightful heirs and beneficiaries because of incompetence or undue influence at the time the last will and testament was signed.

• Guardianship litigation: We pursue applications for the appointment of a guardian if an elderly person is being taken advantage of but lacks insight or judgment and cannot protect themselves. And we defend elderly persons who must fight for their independence after a family member or other files an application to declare them incompetent for their own financial gain.

• Blended Families: The death of a spouse is commonly followed with a second marriage by the widow or widower. The second marriage can result in additional children. This is the “blended family.” Blended families can present unique estate planning goals.

Our elder law practice also includes guardianships, wills and trust, estate planning, and probate litigation.

Contact An Experienced Dayton and Cincinnati Financial Elder Abuse Lawyer At Our Firm

Call us at 937-434-9393 or use our convenient email contact form to arrange an initial consultation and evaluation of your case. Our office hours in Dayton are from 8:30 a.m. to 5:30 p.m. For our Cincinnati office, please call to schedule an appointment.

We practice with integrity, including a reasonable retainer and attorneys' fees based on responsible billing policies. We accept credit cards for your convenience.